Personal Investment

 This is something I need to try and remember to do. Not because I buy pricey clothes (I am a Thrift Store denizen and proud of it!) but because I do spend money I don't need to and then end up wondering where my cash has gone at the end of every month.

Part of this is the unavoidable side-effect of two adults with a first- and second-mortgage living with pets on one income (and I am damn proud that I can support my husband while he's going to school!); but part of it is me refusing to coupon, and not paying attention to sales on food products, and generally acting as though I somehow *deserve* only the best when it comes to the things I put in my mouth.

I am a food whore, it's true. Anyway. Replace the comments about clothes in the following message with "pricey gin", "expensive cheese" and "ribeye steaks" and you have something I need to get behind more:

(via hickville on Tumblr)

I think you should save money and not spend it all on fashion. Is that controversial? Save 10% of what you earn. Always. Pretend you never earned it. Because one day you’re going to want to buy a house to live in, and you can’t do that if you’ve spunked it all on not-so-cheap threads. I love that phrase ‘spunked it all’.

Save some money, because you work hard, and at the end of each year, you can look at that bank deposit and say “that’s what I have to show for it.” Fetishise over the balance as much as you do a new pair of Miu Mius. You deserve more than a pile of potential op-shop donations for your hard work.

Don’t be fooled into thinking you need to buy clothes all the time. You don’t. People like me who talk about clothes all day do it for a job. Other people talk about bin collecting all day, or hedge funds, and you don’t fiendishly slave over what they’re saying. Maybe you do, let’s talk. You’re funny.

Buy once and buy well. Love clothes and enjoy them, but choose pieces that work for your body, you’ll go back to them year on year. Update with seasonal purchases here and there. Don’t panic buy and treat sales like brain surgery. Be precise, make only considered incisions into your wallet.

Save money, buy a flat, but don’t worry about when it happens. Whenever you manage to land your own home, it will eventually make you money. And at that point, you can spend the extra on clothes.

 

(no subject)

Still missing you Eric.

Fuck these wars.

I want my friend back.